Will 2020 be the Year that ICHRA’s Disrupted the Employer-Sponsored Health Insurance Market?

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The roll-out of Employer-Sponsored Individual Coverage HRAs (ICHRAs) in 2020 as an ACA-compliant employer option is a disruptor in waiting. While the 90-day employee notice requirement may slow their roll-out for groups with 1/1/20 plan years, make no mistake, a disruptive wave is afoot for sub-50 FTE employers. As a result, forward-looking PEO and HRO providers have the inside track to corner the early market in 2020 as a new client offering. The article below from SHRM does a nice job providing a general overview of what is coming.

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